Freelancer Tools
Rate calculators, invoice generators, and time tracking tools for freelancers.
Browse all 9 tools in Freelancer Tools. Each tool runs entirely in your browser with no account required.
Free Invoice Generator
Create professional invoices instantly. Add line items, tax, discounts, and download as PDF — no signup required.
Use tool →Scope Creep Cost Calculator
Estimate how unplanned scope changes affect project margin, timeline, and effective hourly rate.
Use tool →Is This Project Worth It? Calculator
Evaluate whether a project is worth taking based on effort, risk, margin, and opportunity cost.
Use tool →Effective Hourly Rate Calculator
Calculate your true hourly earnings after admin time, revisions, and non-billable work.
Use tool →Freelance vs Full-Time Calculator
Compare total compensation and take-home outcomes between freelance and salaried paths.
Use tool →SEP IRA Contribution Calculator
Estimate SEP IRA contribution limits and tax impact for self-employed individuals.
Use tool →Solo 401(k) Contribution Calculator
Estimate employee and employer solo 401(k) contribution limits for owner-only businesses.
Use tool →HSA Tax Savings Calculator
Estimate tax savings from HSA contributions based on contribution amount and tax bracket.
Use tool →Freelance Emergency Fund Calculator
Calculate recommended emergency fund runway based on variable freelance income and fixed expenses.
Use tool →Topic Hubs for Freelancer Tools
Follow hub playbooks to chain related tools and complete larger workflows.